Altcoins and Bitcoin Take Center Stage in ChatGPT's $1,000 Cryptocurrency Portfolio for 2025

The wider cryptocurrency market entered a bull run following the conclusion of the United States presidential election in November. However, the surge hit its first speed bump quite quickly — in mid-December, the Federal Reserve announced that it would put fewer rate cuts in place in 2025 than was originally expected.

Bitcoin (BTC) saw prices crash from an all-time high (ATH) of roughly $106,000 to just $92,000, and altcoins predictably followed suit. December 20 turned out to be the worst day, with as much as $310 billion exiting the market. However, by press time, the price of Bitcoin had recovered to $96,551.

While analysts mostly remain bullish, there is an increasing number of voices that are now predicting a short-term correction. With these new developments in mind, Finbold has consulted OpenAI’s most advanced large language model (LLM) to construct a $1,000 cryptocurrency portfolio for the coming year.

Blue-chip Cryptocurrencies (70%)

A vast majority of GPT’s proposed portfolio is dedicated to blue-chip cryptocurrencies — namely, Bitcoin and Ethereum (ETH). With an initial balance of $1,000, the AI model would invest $700 in two flagship digital assets.

In the case of Bitcoin, which accounts for 40% of the entire portfolio, ChatGPT cited increasing institutional adoption, widespread global demand, and increasingly recognized utility as a store of value and hedge against inflation as bullish catalysts.

High-potential Altcoins (25%)

Surprisingly enough, ChatGPT only allocated a quarter of the portfolio — 25%, to altcoins. Readers should note that a wide variety of cryptocurrency analysts, such as Michaël van de Poppe, predict that altcoins will outperform BTC in 2025.

Stablecoins (5%)

Last but not least, ChatGPT suggested that investors should set aside 5% of their portfolio for stablecoins — preferably Tether (USDT) or USD Coin (USDC). These allocations are meant not to secure returns — rather, this allocation is meant to provide a degree of stability to the portfolio.