Social Security Administration's Decision on Paper Checks Remains

Thursday, 24 July 2025, 17:00

The Social Security Administration has reversed its decision to eliminate paper checks, confirming that it will continue issuing them. Amid concerns from beneficiaries, the agency will promote electronic transfers but retain checks for those without options. This significant policy shift aligns with feedback from key stakeholders.

Cbsnews — Social Security Administration's Decision on Paper Checks Remains

Social Security Administration Maintains Paper Checks

The Social Security Administration has officially announced that it will continue issuing paper checks to its beneficiaries. This decision marks a reversal from its earlier plan to transition fully to electronic payments. Acknowledging that many beneficiaries rely on paper checks, the agency emphasized its commitment to ensuring all individuals receive their payments, particularly those with no option for electronic receipt.

Reasons Behind the Change

Despite the benefits of electronic payments, including quicker processing and enhanced security, the decision to keep issuing paper checks comes after discussions with stakeholders and lawmakers. The agency had originally cited cost savings and efficiency as key reasons for the initial switch.

Encouraging Electronic Transfers

The Social Security Administration is urging beneficiaries to consider electronic transfers for their payments.
Electronic funds transfers are cheaper for the government, costing only 15 cents per transaction versus 50 cents for checks.

Social Security Commissioner Frank Bisignano acknowledged the importance of paper checks in meeting the needs of certain beneficiaries while also reiterating the advantages of switching to electronic formats.

This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.