End of Paper Checks: What Beneficiaries Need to Know About SSA's Transition

Thursday, 25 September 2025, 17:20

End of paper checks is a major change as SSA prepares to switch to electronic payments for benefits. This transition aims to reduce fraud and operational costs, impacting fewer than one percent of beneficiaries. The SSA urges those not using electronic methods to enroll in direct deposit or the Direct Express card.

Thehill — End of Paper Checks: What Beneficiaries Need to Know About SSA's Transition

End of Paper Checks: An Introduction to SSA's Transition

The Social Security Administration (SSA) is set to end paper checks for benefit payments starting September 30. This decision, part of a Digital First initiative, affects a small group of beneficiaries, as less than one percent currently receive checks.

Reasons for the Transition

According to SSA Commissioner Frank Bisignano, the switch aims to combat fraud and reduce operational costs. Issuing a paper check incurs expenses of about 50 cents, while electronic funds transfers cost under 15 cents.

Encouraging Electronic Payments

SSA advises beneficiaries to adopt electronic payments, such as direct deposit or the Direct Express card, for timely monthly payments. This move reflects a broader strategy to enhance fraud prevention and improve service delivery.

Final Thoughts

With technology investment increasing, the SSA is focused on providing better results and a smoother transition for all beneficiaries.

This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.