Mortgage Rates and the Impact of the Government Shutdown

Tuesday, 30 September 2025, 20:33

Mortgage rates could face changes amid concerns about the government shutdown. The Department of Housing and Urban Development assures that mortgage applications will still be processed. However, borrowers applying for government-backed loans may experience some delays. Stay informed on how this situation might affect your mortgage process.

Cbsnews — Mortgage Rates and the Impact of the Government Shutdown

Understanding How the Government Shutdown Impacts Mortgage Rates

Mortgage rates might experience fluctuations due to the uncertainty surrounding the government shutdown. According to the Department of Housing and Urban Development, lenders are likely to continue processing applications as normal. However, borrowers pursuing government-backed loans may encounter some hitches in their application process.

What to Expect

Mortgage processing will continue despite the shutdown.
The Department of Housing and Urban Development will remain operational to a degree, aiding in the processing of loans.
Potential delays for government-backed loans could occur.

It's vital for applicants to stay updated on the situation to avoid disruptions in their mortgage plans.

This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.