Mortgage Rates and the Government Shutdown: Implications for Homebuyers

Tuesday, 14 October 2025, 14:52

Mortgage rates could experience disruption amid the government shutdown, but homebuyers can stay informed. The Department of Housing and Urban Development details how lending processes will continue, with some potential complications for government-backed loans. Understanding these changes is essential for those applying for mortgages.

Cbsnews — Mortgage Rates and the Government Shutdown: Implications for Homebuyers

Mortgage Rates Amid Government Shutdown

The ongoing government shutdown raises questions about how mortgage rates will be affected. According to experts, while most lenders will keep processing mortgage applications as usual, the Department of Housing and Urban Development has indicated certain hitches could arise for borrowers who need government-backed loans.

What Homebuyers Should Expect

Continued Processing: Most lenders remain operational.
Limited support from federal agencies for certain applications.
Government-backed loans may face delays.

Staying updated during these periods is crucial for anyone looking to secure financing.

This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.