Mortgage Rates and the Department of Housing and Urban Development During a Government Shutdown

Thursday, 23 October 2025, 14:52

Mortgage rates are a concern for many as the government shutdown looms. The Department of Housing and Urban Development assures that mortgage processing will largely continue. However, there could be disruptions for government-backed loans, causing worry for applicants.
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Mortgage Rates and the Department of Housing and Urban Development During a Government Shutdown

Mortgage Rates Amid Government Shutdown

Mortgage rates are a top concern as the government shutdown threatens to impact various sectors. The Department of Housing and Urban Development has indicated that lenders will continue processing mortgages as usual despite the shutdown. However, borrowers applying for government-backed loans may experience some disruptions.

Key Points to Consider

  • Processing of standard mortgages is expected to remain stable.
  • Government-backed loan applications could face delays or additional hurdles.
  • Housing experts recommend borrowers stay informed on any changes.

As the situation evolves, it's crucial for those in the market to monitor updates regarding mortgage rates and application processes.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.

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