Student Loan Borrowers In Default: Immediate Wage Garnishment on the Horizon

Tuesday, 23 December 2025, 20:25

Student loan borrowers in default will face wage garnishment next month. The Trump administration has announced that starting in January, approximately 1,000 borrowers will be notified about their default status. This process will ramp up, increasing the number of notices each month.

Thehill — Student Loan Borrowers In Default: Immediate Wage Garnishment on the Horizon

Wage Garnishment Process for Student Loan Borrowers

The Trump administration has initiated a wage garnishment process aimed at student loan borrowers currently in default. Starting January, these borrowers can expect notifications regarding their wage garnishment status.

Key Details of the Wage Garnishment Initiative

Approximately 1,000 borrower notifications will be sent starting the week of January 7.
This number is set to increase monthly as the administration ramps up enforcement.
Borrowers should prepare for potential deductions from their wages if they remain in default.

Monitoring your student loan status is critical to avoid unexpected wage garnishments that could impact your financial health.

This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.